Asha Deep II |
Persons in the age group 18-50 years
can avail of this plan wherein costly medical expenses can be met by
having a provision made |
Bhavishya Jeevan |
An endowment assurance plan where premiums are high for initial 5 years and significantly low thereafter |
Bima Kiran |
Improved version of Bima Sandesh wherein on surviving the term, a free insurance cover for a fixed amount is given for 10 years |
Bima Nivesh |
This plan is suitable for retiring
people to invest their provident fund and gratuity amounts for a short
period, earn guaranteed benefits and also enjoy life cover |
Bima Sandesh |
A plan where life is covered for terms from 5-20 years and premiums are refunded on surviving the term |
Convertible Term Assurance |
Here, the sum assured is payable only in the event of death occurring within the period (5, 6 or 7 years) |
Convertible Whole Life |
The individual has an option to alter
the policy at the end of 5 years from the commencement of the policy
into an endowment assurance plan |
Double Endowment |
Double the sum assured is payable on maturity of the policy, while a single sum assured is paid on death |
Endowment Assurance Policy |
Here the sum assured is payable on date of maturity or on death, whichever occurs earlier |
Endowment Limited Assurance Policy |
Here the sum assured is payable on
date of maturity or on death, whichever occurs earlier with a feature to
limit the premium payment term to a shorter period |
Fixed Term Endowment |
Suitable plan for providing
educational/marriage expenses for children. Here the sum assured is
payable only on the date of maturity, even if death occurs within the
term |
Jeevan Aadhar |
Limited Payment Whole Life Plan specifically designed to make provision for the maintenance of handicapped dependants |
Jeevan Asha II |
Specifically designed to provide
amount for meeting expenses relating to sickness and surgical treatment
apart from normal policy benefits |
Jeevan Chhaya |
Modified version of money back policy where benefits are paid in installments in the last 4 years of the term chosen |
Jeevan Griha (double cover) |
This plan has been designed for giving the policy as a collateral security for securing housing loan |
Jeevan Griha (triple cover) |
This plan has been designed for giving the policy as a collateral security for securing housing loan |
Jeevan Mitra (double cover) |
An endowment plan where twice the sum assured is payable on death, and a single sum assured on maturity |
Jeevan Mitra (triple cover) |
An endowment plan where thrice the sum assured is payable on death, and a single sum assured on maturity |
Jeevan Saathi |
A joint life assurance plan for couples. Sum assured is first payable on first death and again on the death of the survivor |
Jeevan Sanchay |
Money back policy with an added
feature of guaranteed additions on the date of maturity or in the event
of death along with the sum assured |
Jeevan Saritha |
A joint life-last survivor, annuity cum assistance policy for husband and wife |
Jeevan Shree |
Specifically designed to meet the needs of employers desirous of effecting insurance on the lives of senior executives |
Jeevan Surabhi |
In the event of death of the insured within the period, a fixed amount of money in addition to basic insurance is given |
Jeevan Suraksha |
Unique plan designed to provide pension from a chosen retirement date |
Jeevan Vishwas |
A special plan for the benefit of
handicapped persons. This is an endowment assurance plan with benefits
payable either on date of maturity or on death, whichever is earlier |
Joint Life Plan |
A joint life plan where 2 or more
policies are covered. Apart from husband and wife taking the policy,
partners in business can also take a policy under this plan |
Money Back |
Suitable for people who require lump sum amounts in future to meet their specific expenses such as children's education |
Mortgage Redemption Plan |
This plan has been designed to extinguish any outstanding loan in the event of the untimely death of the life assured |
Nav Prabhat |
Low cost plan for senior citizens
within the age group 50-70 years to take care of old age needs as well
as to provide for dependants |
New Janaraksha |
An endowment assurance policy with an added feature of life cover for a period of 3 years from the date of first unpaid premium |
New Jeevan Akshay |
Ideal for self-employed people namely doctors, architects etc. People over the age of 50 are eligible to take this policy |
New Jeevan Dhara |
Professionals who do not have any pension scheme can provide pension for themselves for post-retirement expenses |
Temporary Assurance Plan |
This plan is designed for individuals who desire risk cover for a short period of say 2 years or less |
United Linked Insurance Plan |
Unique scheme from Unit Trust of India offering an insurance cover along with the tax benefits and high returns |
Whole Life Limited Payment Plan |
The life assured can choose the term for paying premiums synchronizing with the earning period of his life |
Whole Life Plan |
A scheme designed for family provision, where life is covered for very low premiums payable till death |