| Asha Deep II | Persons in the age group 18-50 years can avail of this plan wherein costly medical expenses can be met by having a provision made |
| Bhavishya Jeevan | An endowment assurance plan where premiums are high for initial 5 years and significantly low thereafter |
| Bima Kiran | Improved version of Bima Sandesh wherein on surviving the term, a free insurance cover for a fixed amount is given for 10 years |
| Bima Nivesh | This plan is suitable for retiring people to invest their provident fund and gratuity amounts for a short period, earn guaranteed benefits and also enjoy life cover |
| Bima Sandesh | A plan where life is covered for terms from 5-20 years and premiums are refunded on surviving the term |
| Convertible Term Assurance | Here, the sum assured is payable only in the event of death occurring within the period (5, 6 or 7 years) |
| Convertible Whole Life | The individual has an option to alter the policy at the end of 5 years from the commencement of the policy into an endowment assurance plan |
| Double Endowment | Double the sum assured is payable on maturity of the policy, while a single sum assured is paid on death |
| Endowment Assurance Policy | Here the sum assured is payable on date of maturity or on death, whichever occurs earlier |
| Endowment Limited Assurance Policy | Here the sum assured is payable on date of maturity or on death, whichever occurs earlier with a feature to limit the premium payment term to a shorter period |
| Fixed Term Endowment | Suitable plan for providing educational/marriage expenses for children. Here the sum assured is payable only on the date of maturity, even if death occurs within the term |
| Jeevan Aadhar | Limited Payment Whole Life Plan specifically designed to make provision for the maintenance of handicapped dependants |
| Jeevan Asha II | Specifically designed to provide amount for meeting expenses relating to sickness and surgical treatment apart from normal policy benefits |
| Jeevan Chhaya | Modified version of money back policy where benefits are paid in installments in the last 4 years of the term chosen |
| Jeevan Griha (double cover) | This plan has been designed for giving the policy as a collateral security for securing housing loan |
| Jeevan Griha (triple cover) | This plan has been designed for giving the policy as a collateral security for securing housing loan |
| Jeevan Mitra (double cover) | An endowment plan where twice the sum assured is payable on death, and a single sum assured on maturity |
| Jeevan Mitra (triple cover) | An endowment plan where thrice the sum assured is payable on death, and a single sum assured on maturity |
| Jeevan Saathi | A joint life assurance plan for couples. Sum assured is first payable on first death and again on the death of the survivor |
| Jeevan Sanchay | Money back policy with an added feature of guaranteed additions on the date of maturity or in the event of death along with the sum assured |
| Jeevan Saritha | A joint life-last survivor, annuity cum assistance policy for husband and wife |
| Jeevan Shree | Specifically designed to meet the needs of employers desirous of effecting insurance on the lives of senior executives |
| Jeevan Surabhi | In the event of death of the insured within the period, a fixed amount of money in addition to basic insurance is given |
| Jeevan Suraksha | Unique plan designed to provide pension from a chosen retirement date |
| Jeevan Vishwas | A special plan for the benefit of handicapped persons. This is an endowment assurance plan with benefits payable either on date of maturity or on death, whichever is earlier |
| Joint Life Plan | A joint life plan where 2 or more policies are covered. Apart from husband and wife taking the policy, partners in business can also take a policy under this plan |
| Money Back | Suitable for people who require lump sum amounts in future to meet their specific expenses such as children's education |
| Mortgage Redemption Plan | This plan has been designed to extinguish any outstanding loan in the event of the untimely death of the life assured |
| Nav Prabhat | Low cost plan for senior citizens within the age group 50-70 years to take care of old age needs as well as to provide for dependants |
| New Janaraksha | An endowment assurance policy with an added feature of life cover for a period of 3 years from the date of first unpaid premium |
| New Jeevan Akshay | Ideal for self-employed people namely doctors, architects etc. People over the age of 50 are eligible to take this policy |
| New Jeevan Dhara | Professionals who do not have any pension scheme can provide pension for themselves for post-retirement expenses |
| Temporary Assurance Plan | This plan is designed for individuals who desire risk cover for a short period of say 2 years or less |
| United Linked Insurance Plan | Unique scheme from Unit Trust of India offering an insurance cover along with the tax benefits and high returns |
| Whole Life Limited Payment Plan | The life assured can choose the term for paying premiums synchronizing with the earning period of his life |
| Whole Life Plan | A scheme designed for family provision, where life is covered for very low premiums payable till death |
